{
  "name": "RemittancePulse",
  "description": "Global remittance intelligence API. 8 endpoints covering 200+ corridors: corridor analysis (best providers, fees, receive options), provider comparison with true total cost including FX markup, live ECB mid-market rate analysis, receive-country guides (mobile money/cash/bank), mobile money ecosystem (M-Pesa/GCash/bKash/MTN MoMo/Wave), KYC/AML compliance, industry news, and diaspora community intelligence. $800B in annual flows. Pay-per-query via x402 on Base.",
  "url": "https://remittancepulse.vercel.app",
  "version": "1.0.0",
  "capabilities": [
    "corridor-intelligence",
    "provider-comparison",
    "fx-rate-markup-analysis",
    "receive-country-guides",
    "mobile-money-ecosystem",
    "kyc-aml-compliance",
    "industry-news",
    "diaspora-community-intelligence",
    "world-bank-benchmark-comparison",
    "live-ecb-fx-rates"
  ],
  "target_users": [
    "migrant workers sending money home to families",
    "Filipino OFWs (10M+ workers sending $38B/year)",
    "Indian diaspora (world's largest remittance recipient — $125B)",
    "Mexican workers in USA ($60B+ US→MX corridor)",
    "Gulf-based workers (Saudi Arabia, UAE, Kuwait) sending to South/Southeast Asia",
    "African diaspora navigating high-fee corridors (8–15% average)",
    "expats and digital nomads making regular international transfers",
    "businesses making cross-border payments to suppliers or employees",
    "fintech apps and financial advisors serving migrant communities",
    "AI agents performing remittance research and comparison for users"
  ],
  "data_sources": [
    "Frankfurter API — ECB mid-market FX rates, free, no key required",
    "World Bank Remittance Prices Worldwide — quarterly corridor cost benchmarks",
    "Tavily — real-time provider rates, news, and corridor intelligence",
    "Claude Sonnet — synthesis, comparison, and structured intelligence generation"
  ],
  "payment": {
    "protocol": "x402",
    "network": "eip155:8453",
    "asset": "USDC",
    "contract": "0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913",
    "payTo": "0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"
  },
  "endpoints": [
    { "path": "/api/remit/corridor", "method": "GET", "description": "Best providers for any send corridor — fees, FX markup, delivery speed, receive methods, World Bank benchmark, corridor tips.", "parameters": [{"name": "from", "required": true}, {"name": "to", "required": true}, {"name": "amount", "required": false}, {"name": "lang", "required": false}], "price_usd": 0.08, "payment_required": true },
    { "path": "/api/remit/compare", "method": "GET", "description": "Side-by-side provider comparison — exact recipient amount for each provider, true total cost ranking (fee + FX markup), live ECB benchmark rate.", "parameters": [{"name": "from", "required": true}, {"name": "to", "required": true}, {"name": "amount", "required": false}, {"name": "from_currency", "required": false}, {"name": "to_currency", "required": false}, {"name": "lang", "required": false}], "price_usd": 0.10, "payment_required": true },
    { "path": "/api/remit/rate", "method": "GET", "description": "Live ECB mid-market FX rate + provider markup analysis — shows exactly how much is lost to rate markups in dollar/pound/euro terms.", "parameters": [{"name": "from_currency", "required": true}, {"name": "to_currency", "required": true}, {"name": "amount", "required": false}, {"name": "lang", "required": false}], "price_usd": 0.05, "payment_required": true },
    { "path": "/api/remit/receive", "method": "GET", "description": "Receiving-country guide — mobile wallet platforms, cash pickup networks, bank transfer options, banked population %, remittance as % GDP.", "parameters": [{"name": "country", "required": true}, {"name": "method", "required": false}, {"name": "lang", "required": false}], "price_usd": 0.08, "payment_required": true },
    { "path": "/api/remit/mobile", "method": "GET", "description": "Mobile money ecosystem — M-Pesa, GCash, bKash, MTN MoMo, Airtel Money, Wave, OPay, STC Pay — user counts, receive from abroad, cashout options, interoperability.", "parameters": [{"name": "country", "required": false}, {"name": "region", "required": false}, {"name": "platform", "required": false}, {"name": "lang", "required": false}], "price_usd": 0.08, "payment_required": true },
    { "path": "/api/remit/compliance", "method": "GET", "description": "KYC tiers, send limits, AML reporting thresholds, corridor restrictions, FATF grey-listing status, and documentation checklist.", "parameters": [{"name": "from", "required": true}, {"name": "to", "required": false}, {"name": "amount", "required": false}, {"name": "purpose", "required": false}, {"name": "lang", "required": false}], "price_usd": 0.10, "payment_required": true },
    { "path": "/api/remit/news", "method": "GET", "description": "Regulatory changes, provider launches, fee trends, FATF updates, stablecoin remittance developments, mobile money expansion.", "parameters": [{"name": "from", "required": false}, {"name": "to", "required": false}, {"name": "topic", "required": false}, {"name": "lang", "required": false}], "price_usd": 0.08, "payment_required": true },
    { "path": "/api/remit/diaspora", "method": "GET", "description": "Community-specific intelligence — Filipino OFW (balikbayan, Pasko surge), Indian diaspora, Mexican workers, Nigerian community — preferred providers, cultural patterns, seasonal spikes.", "parameters": [{"name": "community", "required": true}, {"name": "sending_from", "required": false}, {"name": "lang", "required": false}], "price_usd": 0.10, "payment_required": true }
  ],
  "agent_workflow_examples": [
    "Find cheapest transfer: /rate (benchmark rate) → /corridor (best providers) → /compare (exact amounts)",
    "New sender setup: /compliance (KYC requirements) → /corridor (best options) → /receive (recipient setup)",
    "Mobile money: /mobile (destination platform) → /corridor (providers supporting it) → /compare",
    "Community research: /diaspora (community patterns) → /corridor (top corridor) → /receive (destination)",
    "News monitoring: /news (latest changes) → /corridor (affected corridor) → /compliance (updated rules)"
  ],
  "key_facts": [
    "$800B+ annual remittance flows globally (World Bank 2023)",
    "India world's largest recipient: $125B. Philippines: $38B (9.3% of GDP). Mexico: $67B",
    "Global average cost: 6.2% — SDG target is 3% by 2030",
    "Sub-Saharan Africa: 8–15% average — highest fees globally",
    "A '0 fee' transfer can cost $23 more than a $5 fee transfer via rate markup",
    "Mobile money processes $1T+ annually — GSMA 2024",
    "10M+ Filipino OFWs — among the world's most prolific remittance senders"
  ],
  "openapi": "https://remittancepulse.vercel.app/openapi.json",
  "llms_txt": "https://remittancepulse.vercel.app/llms.txt",
  "contact": "https://remittancepulse.vercel.app"
}