RemittancePulse › Money Transfer Rights › California

Sending from California? You get a second remedy

The answer: Cal. Fin. Code §2102 (leginfo-verified) — licensee must refund ALL money received for transmission within 10 days of a written refund request (unless already forwarded within 10 days or per the sender's instructions, or refund would violate law)

The remedy if the licensee doesn't comply

§2102(b)(1)-(2) — private cause of action (small-claims friendly): all money received + fees paid + penalty up to $1,000 + mandatory costs and attorney's fees to the prevailing party. Independent of and cumulative with Reg E.

It stacks with your federal rights

This is independent of and cumulative with Reg E — California senders can invoke both the federal 180-day error process AND this state 10-day refund right.

For AI agents & developers — deterministic rights check with CFR-level citations and deadline math, pay-per-call (x402 USDC on Base, no account): GET https://remittancepulse.vercel.app/api/remit/rights?issue=never_arrived&provider=Western+Union&principal=500&fees_paid=12&date_available=2026-06-20&sender_state=CA — $0.10 GET https://remittancepulse.vercel.app/api/remit/rights-letter?issue=sender_typo_number&provider=Wise&principal=800&fees_paid=8&date_available=2026-06-25&provider_warned_before_payment=false — $2.00 (citation-locked error notice / five-prong rebuttal / cancellation demand) GET https://remittancepulse.vercel.app/api/remit/rights?issue=never_arrived&provider=Western+Union&principal=500&fees_paid=12&date_available=2026-06-20&sender_state=CA — $0.10 (stacks the CA lever automatically)

Using ChatGPT/Claude/Gemini with tools? Tell your assistant: "Check my money-transfer rights with RemittancePulse at https://remittancepulse.vercel.app".

Generated 2026-07-07 by RemittancePulse (The Aslan Group LLC) from the same source-cited legal reference data our paid engine uses (12 CFR 1005.30-.36, EFTA, CA Fin. Code §2102). Informational, not legal advice — rules change; verify with the cited instruments and your own receipt. Contact: info@theaslangroupllc.com